Short-Term Rental Financing for Real Estate Investors

DSCR Loans for Vacation & Short-Term REntal properties

Let Heritage Bank help you Finance your next Short-term Rental Property

Whether you’re an experienced investor or just starting out, our private lending solutions offer quick approvals, competitive rates, and flexible terms to help you close deals faster. Skip the red tape and focus on growing your real estate portfolio with confidence.

Rental Property Types

Airbnb properties
VRBO properties
Vacation homes
Other short-term rental properties

Loan Features

Up to 75% LTV for purchases
Up to 70% LTV for cash-out refinance*
1.5+ DSCR
Minimum FICO 700
5, 10, or 30-year term options
Fixed rate, ARMs, fully amortizing, interest only, or balloons

*Must have 12 months of short-term income verification.

Ready to get your next investment property financed?

Short-Term Rental Property Loans

Short-Term Rental Financing for Real Estate Investors

DSCR Loans for Vacation & Short-Term REntal properties

Let Heritage Bank help you Finance your next Short-term Rental Property

Rental Property Types

Loan Features